Who sells Medigap insurance plans?

Medigap insurance plans are sold by private insurance companies. These companies offer a variety of standardized plans that help cover some of the healthcare costs that Original Medicare does not fully pay. Each plan is designed to fill specific gaps in coverage, such as copayments, deductibles, and coinsurance.

The involvement of private companies in providing these plans allows for a range of options, giving consumers the ability to choose a Medigap policy that best suits their health needs and financial situations. This competitive market can lead to differing premiums and benefits, which is advantageous for seniors looking for affordable supplementary coverage.

While public health organizations, government agencies, and non-profit organizations play important roles in healthcare and may provide resources or information about Medigap plans, they do not actually sell the insurance. Therefore, understanding the role of private companies in the Medigap market is key for anyone navigating Medicare options.