Who is eligible for Medicare?

Study for the FMC Insurance Coordinator Test. Prepare with comprehensive flashcards and multiple choice questions, detailed explanations provided for each. Ace your exam!

Medicare eligibility is primarily based on age or certain health conditions rather than income level. The program is designed to provide health insurance to individuals who are generally 65 years of age and older, as well as to younger individuals who have specific disabilities recognized by the Social Security Administration. This dual eligibility reflects the program's goal of serving both seniors and those who, due to health issues, may not be able to afford healthcare.

For seniors, turning 65 is a key milestone for enrollment, embodying the primary target demographic for Medicare. In addition, individuals under 65 may qualify if they have specific qualifying conditions, like end-stage renal disease or amyotrophic lateral sclerosis (ALS), that lead to a permanent disability.

Other options may suggest income as a determining factor or limit eligibility based on health conditions alone, but they do not encompass the full scope of the Medicare program. Therefore, those who meet the criteria based on age and disability are correct to be considered eligible for Medicare.

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