What is required for Medigap eligibility?

For Medigap eligibility, it is essential to hold Medicare Part A. Medigap, or Medicare Supplement Insurance, is designed to fill in the gaps of coverage that Original Medicare (Part A and Part B) does not cover, such as copayments, coinsurance, and deductibles. Holding Medicare Part A ensures that an individual is enrolled in the foundational Medicare program, which is necessary before they can obtain supplemental coverage.

The primary purpose of Medigap is to assist those who have Medicare by helping cover out-of-pocket costs that can arise from medical expenses that are not fully covered by Medicare itself. Therefore, being enrolled in Medicare Part A is a fundamental prerequisite for anyone wishing to apply for and use Medigap insurance.