What are the open enrollment dates for on-exchange HP?

The open enrollment dates for on-exchange health plans typically run from November 1st to December 15th each year. During this period, individuals can enroll in or change their health insurance plans through government-operated marketplaces. This timeframe is crucial because it is the only time when consumers can enroll in a new plan or switch plans without needing a qualifying life event.

The November 1st start date allows consumers to begin evaluating their options as the year comes to an end, and the December 15th deadline creates a sense of urgency to finalize their choices before the new year, ensuring they have coverage for the upcoming year. Understanding these dates is essential for individuals looking to secure appropriate coverage, as missing this window can lead to limited options until the next enrollment period.