Income eligibility for SSI is primarily for individuals who have what?

The correct answer relates to the purpose of the Supplemental Security Income (SSI) program, which is designed to provide financial assistance to individuals who have limited income and resources. Specifically, SSI is targeted toward those who qualify based on their low income and insufficient work credits.

Individuals eligible for SSI typically do not have a sufficient work history to qualify for Social Security benefits, which is why income and resource limitations are key considerations in their qualification for assistance. The program is aimed at supporting those who are elderly, blind, or disabled and require financial help for basic living expenses.

In contrast, those with a high income and significant work credits would likely qualify for different types of Social Security benefits rather than SSI. Additionally, a medical condition lasting for one year does play a role in defining disability eligibility for various aids, but it does not, in itself, determine SSI income eligibility without considering the financial factors. Lastly, having a college degree and student loans does not pertain to the core eligibility criteria for SSI, as the program focuses on financial need rather than educational background or debt situation.