How many days do employers have to submit a request for COBRA admission?

The correct answer is that employers have 30 days to submit a request for COBRA admission following a qualifying event. This timeline is crucial for ensuring that individuals who have experienced certain life events—such as job loss, reduction in hours, or other qualifying factors—are able to maintain their health insurance coverage under the Consolidated Omnibus Budget Reconciliation Act (COBRA).

The 30-day period is designed to give employers sufficient time to process the relevant paperwork and notify eligible individuals about their rights to continue health coverage. Understanding this time frame is key for both employers and employees, as it directly affects the access to continued benefits after a qualifying event occurs.

COBRA is intended to provide a safety net for those who might face gaps in healthcare coverage due to unexpected changes in employment status, making timely submission of requests essential for securing ongoing insurance protection.